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A comprehensive policy that provides coverage for licensed drivers in the state of PA. This coverage includes the state mandated coverages of bodily injury & property damage liability and first party medical benefits coverage. Many additional coverages are available for an additional premium. These include increased medical payments, funeral benefit, accidental death benefit, work loss benefit, uninsured & underinsured motorists’ coverage, and coverage to the vehicle which includes comprehensive & collision coverage, subject to a deductible.

This coverage is available to owner occupied homes and tenants’ in the state of PA. Various coverages are available, based on eligibility and premium, which include- fire, theft, limited water damage, weight of ice & snow, vandalism, wind, hail, lightning, water back-up of sewers & drains, personal liability and more.

This type of policy provides limited coverage based on the type of insurance needed. Policies are tailored to the specific risk and may provide physical damage and liability coverage.

Insurance is limited to a rental property, covering the structure and any attached structure against limited perils, including fire, theft, limited water damaged, weight of ice & snow, and limited liability.

Many types of business owners are eligible for this insurance. A variety of businesses operating in the state of PA are eligible. At times, we have been able to insure the “hard to place” risks as well. Policies available to provide coverage for buildings, employees, equipment, liability, company vehicles, workers’ compensation, commercial umbrellas, and more.

Most people do not realize they can purchase liability coverage for a “one-time event” that they are hosting, such as a party, wedding reception, banquet, etc. that is off premises. We can provide liability for coverage injuries that occur in conjunction with the event.

A personal umbrella policy provides coverage over and above the personal liability limits of homeowners’ & automobile insurance. Limits of $1,000,000 and higher are available for purchase.